← Back to House of Commons Debates
Child Savings Accounts (Mental Capacity and Disability)
30 June 2026
Lead MP
John Milne
Debate Type
General Debate
Tags
Benefits & WelfareMental Health
Other Contributors: 1
At a Glance
John Milne raised concerns about child savings accounts (mental capacity and disability) in the House of Commons. Other MPs contributed to the debate.
How the Debate Unfolded
MPs spoke in turn to share their views and ask questions. Here's what each person said:
Lead Contributor
Opened the debate
Mr. Milne moved a Bill to make provision about access to matured child savings accounts in the name of a young person who lacks capacity, requiring the Secretary of State to review savings provision for children and young people with disabilities including those who lack capacity; highlighting an injustice faced by families like Andrew Turner, whose son Mikey lacks mental capacity and cannot manage his own money despite having saved for him through a child trust fund. He emphasised that without proper legislation, these funds are effectively locked away and inaccessible to families, causing significant financial hardship and emotional distress.
John Milne
Ind
Horsham
Mr. Milne detailed the case of Mikey Turner, a young person with profound disabilities who lacks mental capacity to manage money independently. He explained that when Mikey's child trust fund matured on his 18th birthday, his parents were unable to access it due to legal barriers, despite being recognised by the Department for Work and Pensions as appointees managing benefits on Mikey’s behalf. Mr. Milne argued that this issue affects approximately 80,000 disabled young people and proposed a solution in the form of legislation that would establish clear pathways for parents to access their children's savings accounts.
▸
Assessment & feedback
Summary accuracy
About House of Commons Debates
House of Commons debates take place in the main chamber of the House of Commons. These debates cover a wide range of topics including government policy, legislation, and current affairs. MPs from all parties can participate, question ministers, and hold the government accountable for its decisions.