It is a pleasure to serve under the chairmanship today. I thank Janet Daby for securing this debate, acknowledging her focus on enhancing data provided by the Registry Trust to protect households in financial difficulty. The Government are considering supporting the proposal to include claimant data on the register of fines, orders and judgments in England and Wales, as is done in Scotland and Northern Ireland. This could provide greater transparency about creditors using county courts, help regulators monitor firm treatment of vulnerable customers, and offer insights into problem debt sources for academics and debt advice providers. The Registry Trust holds over 6 million records with daily updates, supporting millions of business decisions each year. Including claimant data can identify aggressive firms in enforcement action and assist utility and telecom regulators in monitoring policies for consumers in financial difficulty. Transparency would also help individuals who default due to not receiving claims timely, potentially saving courts time and leading to quicker debt resolution. However, the Government must ensure it does not expose consumers to risks such as criminal exploitation of data. The minister commits to moving this forward at pace.