Key Facts

• The new clause aims to enforce the issuance of completion certificates before any part of a higher-risk building is occupied.
• Completion certificates are required for all applicable building regulation requirements to be met.
• Higher-risk buildings include those that are 18 metres or more in height, or have at least seven storeys.
• The new clause is tabled in the name of the hon. Member for Stevenage (Stephen McPartland).
• The Housing Act 1985 provides an existing precedent for Government intervention to establish a scheme to reimburse people living in defective premises.
• The clause requires the Secretary of State to report on whether designations under section 528 or 559 would improve conditions for leaseholders or mortgage finance supply within six months after the Act comes into force.
• £5 billion of taxpayers’ money invested in grant funding for cladding remediation.
• New clause would cover private and social buildings of any height with up to 90% grant funding or repurchase by local authority.
• The Housing Defects Act 1984 provided less costly grant funding compared to current estimates.
• The Scheme will collect money from levies to disburse as grants.
• Grants can cover remediation costs for defects in external walls, attachments, internal or external defects, building safety works, and other specified costs.
• Levy-paying members include persons seeking building control approval, prescribed insurers, lenders, and others deemed appropriate by the Secretary of State.
• The Government has allocated £5 billion for remediation of in-scope high-rise buildings clad with ACM.
• For 97% of ACM-clad buildings, remediation is either completed or underway.
• Non-ACM clad buildings have received £734 million through the building safety fund.
• A residential property developers tax will raise an estimated £2 billion.
• A building safety levy on high-rise developers will generate an estimated half a billion pounds.
• The residential property developer tax has been leaked to the press before tomorrow’s Budget.
• The Government have put forward £5.1 billion towards building safety measures.
• A levy on insurers and lenders could affect insurance premiums and borrowing costs for leaseholders.
• The new clause requires a review of construction industry payment practices within 60 days of the Act passing.
• The review must assess the impact on building safety and make legislative, regulatory or policy change recommendations.
• A report must be laid before Parliament no later than one year after the Act comes into force.
• New clause 8 aims to incentivise fair and prompt payment practices in the construction industry.
• The Construction Leadership Council has a workstream focused on collaborative contractual practices, fairer payment practices, and eliminating retentions.
• Clause 139 of the Bill requires the Secretary of State to appoint a reviewer within five years of Royal Assent for ongoing checks on building safety regulation.
• New clause would require a review exploring formal co-operation on building safety across the UK.
• Review must include feasibility studies with Northern Ireland and Scotland, reviewing funding provisions for fire safety remediation work, and preventing costs being passed to leaseholders.
• A report setting out the conclusions of the review must be laid before each House within 3 months after the Act is passed.
• The proposed new clause would require the Secretary of State to conduct an assessment of building safety and fire safety defect remediation in England.
• It includes assessing whether these issues constitute an emergency under Section 1(1)(a) of the Civil Contingencies Act 2004.
• The Government already provides for a review of the whole building safety system through clause 139.
• The new clause aims to assess the mental health impact on millions of people due to living in unsafe buildings.
• Surveys show that nine out of ten respondents have experienced deteriorated mental health as a direct result of building safety issues.
• The review must consider financial pressures and the supply of mortgage finance for leaseholders.
• A constituent faces a £15,000 bill for cladding and fire safety defects.
• Two constituents are facing an extra £2,000 on their annual insurance bill.
• End Our Cladding Scandal estimates there were around 1.2 million mortgage prisoners last year.
• Leaseholders fear losing professional titles due to bankruptcy.
• The government recognises the difficult situation many leaseholders face due to building safety issues.
• Mental health support must be based on clinical need, available through GPs and NHS.
• The Government has invested in more mental health nurses and services since 2017.
• A new Building Safety Regulator will have powers to tackle underperformance and provide peace of mind.
• The national health service provides services based on need since 1948.
• New clause 11 aims to prioritize mental health services for those affected by the building safety crisis but is opposed as it may not align with NHS principles.
• A survey shows that 25% of leaseholders have considered suicide due to anxiety and mental health issues related to building safety problems.
• Insurance costs for leaseholders in buildings have risen dramatically, with premiums increasing by up to 1,400% over two years.
• Premiums are often only covering a fraction of the potential liability, ranging from as little as 40% coverage in some cases.
• The Building Safety Bill would require a review of insurance market impact within one year of the Act being passed.
• The Government has spent £700,000 to train fire risk assessors.
• Premiums are still increasing regardless of building height.
• Heavy rains or flooding can impact market trends for insurance provision.