Commons Sense

House of Commons · Ministers' Questions

Investment: Regulatory Policies

Tuesday 8 April 2025 · 3 questions

Summarised by AI from the official record, so it can contain mistakes.

Read the full transcript on Parliament.uk

At a glance

Answered 0 Partly answered 2 Not answered 0

Key points

  • The Department has secured 60 commitments from key regulators to improve the business environment.
  • The Chancellor delivered the biggest ever settlement for Scotland in October 2024.
  • The Government is considering options to reform ISAs to balance cash and equity investments.

Topics (select to filter)

Questions & Answers

Q1 Callum Anderson Lab Buckingham and Bletchley
Economy Business & Trade
Context

UK businesses have criticized the regulatory system for hindering growth and investment. The Treasury published a regulation action plan.

Question

What assessment has been made of the potential impact of the Department's regulatory policies on trends in the level of investment? Investors are influenced by decisions from multiple agencies, regulators, and government departments, which highlights the importance of consistency in regulatory frameworks to protect consumers while boosting UK economic competitiveness.

Answer from The Economic Secretary to the Treasury (Emma Reynolds)

We have secured 60 commitments from key regulators to improve the business environment. The Government are streamlining regulation and removing duplication to deliver a regulatory system that encourages new investment, innovation, and growth.

Partly answered

Not addressed: Did not provide specific details on how Treasury is supporting a whole-of-government approach.

How: Jumping The Gun

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Q2 Dave Doogan SNP Angus and Perthshire Glens
Economy Scotland
Context

Inward investment in Scotland grew by 12.7% in 2023, compared to 6% across the rest of the UK, with record investment and GDP per person growth.

Question

What impact does the Chancellor think her fiscal interventions since October will have on the attractiveness of Scotland as a destination for inward investment? What discussions has she had with the Scottish Government about the jeopardy these measures may place on Scotland's economy?

Answer from The Chancellor (Emma Reynolds)

The Chancellor delivered the biggest ever settlement for Scotland in October 2024, which is why I think the answer is “thank you”.

Not addressed: Did not address discussions with Scottish Government or impact on economy.

How: Thank You

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Q3 Mark Garnier Con Wyre Forest
Economy
Context

There is speculation about the future of cash ISAs, which are important for savers and building societies. The loss of cash ISAs could impact mutuals' ability to raise debt capital.

Question

Given that cutting cash ISAs would have a profound effect on mutuals’ ability to raise debt capital, what research has the Government undertaken to establish the extent of damage such a measure might inflict on the residential mortgage market? The loss of cash ISA could affect new home construction plans.

Answer from The Economic Secretary to the Treasury (Emma Reynolds)

We are considering options to reform ISAs, but we need to get the balance right between cash and equities. Many people have investments in cash ISAs who could think about investing in our capital markets for higher returns.

Partly answered

Not addressed: Did not provide specific details on research regarding impact of cutting cash ISAs.

How: Jumping The Gun

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