Register of Judgments, Orders and Fines 2024-11-05
2024-11-05
Response quality
Questions & Answers
Q1
Partial Answer
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Context
The effectiveness of the register for financially vulnerable claimants and debtors is being questioned. There was a recent consultation on including claimant data.
What steps are you taking to ensure that the register of judgments, orders and fines in England and Wales is an effective tool for financially vulnerable claimants and debtors?
The register plays an important role in helping lenders assess credit worthiness and enhancing financial transparency. These objectives seek to support vulnerable debtors by encouraging and enabling responsible borrowing. A consultation on including claimant data on the register closed recently, with very positive responses, and I hope to announce a way forward imminently.
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Assessment & feedback
Specific commitments or timeline for implementation of claimant data inclusion were not provided.
Response accuracy
Q2
Partial Answer
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Context
The consultation on including claimant data has been stalled since January. The questioner acknowledges progress but seeks further updates such as recording partial settlements.
I am pleased to hear you are moving forward with the next steps following the consultation. I hope that with care and attention, data protection for claimants will soon be able to be included in the register. Will you also consider other updates like recording partial settlements?
My hon. Friend raises some interesting points and, as he is, I am always very keen to help people in Swindon. Our focus is on responding to the consultation on including claimant data on the register which would improve financial inclusion by helping people resolve judgment debts. Once our response has been published and any reforms regarding claimant data are implemented, we will consider any wider reforms.
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Assessment & feedback
Specific commitments or timeline for considering updates like recording partial settlements were not provided.
Response accuracy