Investment Regulatory Policies 2025-04-08

2025-04-08

TAGS
Response quality

Questions & Answers

Q1 Partial Answer
Callum Anderson Lab
Buckingham and Bletchley
Context
UK businesses have criticized the regulatory system for hindering growth and investment. The Treasury published a regulation action plan.
What assessment has been made of the potential impact of the Department's regulatory policies on trends in the level of investment? Investors are influenced by decisions from multiple agencies, regulators, and government departments, which highlights the importance of consistency in regulatory frameworks to protect consumers while boosting UK economic competitiveness.
We have secured 60 commitments from key regulators to improve the business environment. The Government are streamlining regulation and removing duplication to deliver a regulatory system that encourages new investment, innovation, and growth.
Assessment & feedback
Did not provide specific details on how Treasury is supporting a whole-of-government approach.
Jumping The Gun
Response accuracy
Q2 Partial Answer
Dave Doogan SNP
Angus and Perthshire Glens
Context
Inward investment in Scotland grew by 12.7% in 2023, compared to 6% across the rest of the UK, with record investment and GDP per person growth.
What impact does the Chancellor think her fiscal interventions since October will have on the attractiveness of Scotland as a destination for inward investment? What discussions has she had with the Scottish Government about the jeopardy these measures may place on Scotland's economy?
The Chancellor delivered the biggest ever settlement for Scotland in October 2024, which is why I think the answer is “thank you”.
Assessment & feedback
Did not address discussions with Scottish Government or impact on economy.
Thank You
Response accuracy
Q3 Partial Answer
Mark Garnier Con
Wyre Forest
Context
There is speculation about the future of cash ISAs, which are important for savers and building societies. The loss of cash ISAs could impact mutuals' ability to raise debt capital.
Given that cutting cash ISAs would have a profound effect on mutuals’ ability to raise debt capital, what research has the Government undertaken to establish the extent of damage such a measure might inflict on the residential mortgage market? The loss of cash ISA could affect new home construction plans.
We are considering options to reform ISAs, but we need to get the balance right between cash and equities. Many people have investments in cash ISAs who could think about investing in our capital markets for higher returns.
Assessment & feedback
Did not provide specific details on research regarding impact of cutting cash ISAs.
Jumping The Gun
Response accuracy