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Pensions Bill - Clause 1
23 March 2026
Lead MP
Judith Cummins
Bradford South
Lab
Debate Type
Bill Debate
Tags
No tags
Other Contributors: 9
At a Glance
Judith Cummins raised concerns about pensions bill - clause 1 in the House of Commons. Other MPs contributed to the debate.
How the Debate Unfolded
MPs spoke in turn to share their views and ask questions. Here's what each person said:
Judith Cummins
Lab
Bradford South
Noted that Lords amendments 1 to 12 engage the Commons’ financial privilege and stated that if any of these amendments are agreed to, a customary entry waiving the Commons’ financial privilege will be entered in the Journal. No stance was taken on the amendment or clause.
Jim Shannon
DUP
Strangford
Raises concerns about creating a pensions gap for middle-income earners, potentially leading to increased state dependency in later life.
Stresses that many constituents cannot afford to save for retirement and argues against focusing on tax reliefs for higher earners rather than addressing basic income issues.
Ashley Fox
Con
Worcestershire
Argues that taxing some basic rate taxpayers more for pension contributions is unjust, especially when this money could be used to increase welfare spending.
Mark Garnier
Con
Wyre Forest
Critiques the Government's policy for raiding pension pots, arguing that it will harm savers, pension adequacy, and force more reliance on state pensions. Highlights how amendments protect basic rate taxpayers, maintain salary sacrifice viability, and support graduates struggling with student loans.
Charlie Maynard
Lib Dem
Witney
Critiques the timing of the changes as convenient for the government and argues that raising the threshold to £5,000 would mitigate impacts on lower earners. Highlights OBR analysis showing potential negative impacts on wages and pension contributions.
Torsten Bell
Lab
Wyre Forest
Defends the measures as necessary for raising revenue. Disputes the Liberal Democrats' arguments, stating that lower earners are unaffected by the changes and those contributing over £2,000 are mostly higher earners.
Ashley Fox
Con
unknown constituency
Raises concern about child benefit cap during intervention, indicating support for addressing public spending issues.
Sammy Wilson
DUP
East Antrim
Warns of potential pensioner poverty if the changes are implemented, highlighting negative long-term impacts on savings and retirement security.
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