Mr Baker declared his past experience as a sub-postmaster and highlighted the closure of bank branches, emphasising the impact on elderly and vulnerable people. He proposed a Bill to mandate major banks to provide banking services through post offices, ensuring access for all communities, particularly those in economically distressed areas. Mr Baker cited statistics showing that 5,000 branches closed between 2010 and 2018, with closures disproportionately affecting poorer regions. The pandemic has further accelerated these trends, leaving many without essential banking services. He argued for the importance of post offices as a community resource, providing support to over 300,000 vulnerable individuals through informal means.