There are two million older people living in poverty, with another million struggling just above the poverty line. Age UK research found that 4.2 million people cut back on food or groceries last year due to high costs. Health statistics worsen during winter months; many pensioners face a decision between heating their homes and affording food. The triple lock is crucial but must be supported by effective systems for paying pensions. Pension credit uptake remains low despite campaigns, suggesting a need for better data sharing and targeting strategies. Pensioner poverty persists due to high housing costs and gender pay gaps. Auto-enrolment policies have helped but more needs to be done for carers. Education on retirement planning is essential; a trial for automatic pension guidance appointments at age 50 could help.