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Driving Without Insurance (Penalties and Enforcement) 2025-11-19
19 November 2025
Lead MP
Peter Swallow
Debate Type
General Debate
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Other Contributors: 1
At a Glance
Peter Swallow raised concerns about driving without insurance (penalties and enforcement) 2025-11-19 in the House of Commons. Other MPs contributed to the debate.
How the Debate Unfolded
MPs spoke in turn to share their views and ask questions. Here's what each person said:
Lead Contributor
Opened the debate
Mr Swallow, in his opening argument, highlighted the need to strengthen penalties for uninsured drivers and improve enforcement methods. He cited figures indicating that every 20 minutes someone is a victim of an uninsured or hit-and-run driver, every four minutes an uninsured vehicle is seized, and that uninsured driving costs the UK economy £1 billion annually. Swallow emphasised the importance of addressing uninsured driving to enhance road safety and ensure fairness for honest drivers.
Peter Swallow
Lab
Bracknell
Mr Swallow discussed his report on Bracknell Forest's road safety concerns, which identified speeding as the most significant issue. He proposed measures such as more speed cameras and Community Speedwatch initiatives, along with appropriate speed limits and visible police patrols to address this concern. Additionally, he called for a real-time database of uninsured drivers to aid in enforcement efforts.
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About House of Commons Debates
House of Commons debates take place in the main chamber of the House of Commons. These debates cover a wide range of topics including government policy, legislation, and current affairs. MPs from all parties can participate, question ministers, and hold the government accountable for its decisions.