Without financial education, we are creating the greatest financial crisis of our time. Two fifths of Brits have less than £1,000 in savings and money has become synonymous with anxiety. The problem is that young people worry about money every single day—yet we continue to spend due to easy offers popping up on screens. Around 20 million people use buy now, pay later schemes leading to high interest rates and growing debt. This Bill aims to consolidate financial education in secondary schools and extend it to primary and tertiary education to teach young people how money works, the principle of saving, and the dangers and opportunities of compound interest.