Commons Sense

House of Commons · General Debate

Driving Without Insurance (Penalties and Enforcement) 2025-11-19

19 November 2025 · 1 other contributor

Opened by Peter Swallow Lab Bracknell

Crime & Law EnforcementTransport

Summarised by AI from the official record, so it can contain mistakes.

Read the full transcript on Parliament.uk

At a glance

Peter Swallow raised concerns about driving without insurance (penalties and enforcement) 2025-11-19 in the House of Commons. Other MPs contributed to the debate.

Key points

  • Mr Swallow highlighted the need to strengthen penalties for uninsured drivers.
  • Mr Swallow cited statistics showing uninsured driving costs the UK 1 billion annually.
  • Mr Swallow stressed the importance of improving enforcement to enhance road safety.

How the debate unfolded

MPs spoke in turn to share their views and ask questions. Here's what each person said.

Opened the debate

Peter Swallow Lab Bracknell

Mr Swallow, in his opening argument, highlighted the need to strengthen penalties for uninsured drivers and improve enforcement methods. He cited figures indicating that every 20 minutes someone is a victim of an uninsured or hit-and-run driver, every four minutes an uninsured vehicle is seized, and that uninsured driving costs the UK economy £1 billion annually. Swallow emphasised the importance of addressing uninsured driving to enhance road safety and ensure fairness for honest drivers.

Other contributors (1)
  • Peter Swallow Lab Bracknell

    Mr Swallow discussed his report on Bracknell Forest's road safety concerns, which identified speeding as the most significant issue. He proposed measures such as more speed cameras and Community Speedwatch initiatives, along with appropriate speed limits and visible police patrols to address this concern. Additionally, he called for a real-time database of uninsured drivers to aid in enforcement efforts.

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