Commons Sense

House of Commons · General Debate

Access to Finance for Women in Business 2025-11-18

18 November 2025 · 1 other contributor

Opened by Sonia Kumar Lab Dudley

Summarised by AI from the official record, so it can contain mistakes.

At a glance

Sonia Kumar raised concerns about access to finance for women in business 2025-11-18 in the House of Commons. Other MPs contributed to the debate.

Key points

  • The Bill aims to address inequalities in access to finance for women in business in the UK.
  • In 2024, only 2% of UK equity investment went to female entrepreneurs, a decrease from the previous year.
  • Women start businesses with 53% less capital than men and face lower approval rates for funding.

How the debate unfolded

MPs spoke in turn to share their views and ask questions. Here's what each person said.

Opened the debate

Sonia Kumar Lab Dudley

The Bill seeks to confront one of the most urgent and entrenched inequalities in our economy: persistent barriers that women in business continue to face. Despite entrepreneurial spirit, they remain significantly under-represented among recipients of capital and public financial support. In 2024, just 2% of UK equity investment went to female entrepreneurs—a decline on the previous year. Over 80% of venture capital funding is allocated to male-dominated businesses despite research confirming that women-led businesses deliver a 35% better return on investment. Women start businesses with 53% less capital than men and receive smaller loans, facing lower approval rates for funding. The injustice goes beyond numbers; it holds back potential in every community. I propose three core measures to begin dismantling the barriers: transparency and accountability within financial institutions, expanding outreach and setting measurable targets, and requiring a report on access to finance.

Other contributors (1)
  • Sonia Kumar Lab Dudley

    The Bill seeks to confront persistent barriers that women in business face. Women receive just 2% of UK equity investment, with over 80% of venture capital funding going to male-dominated businesses despite better returns from female-led firms. In Dudley, Iron & Velvet’s CEO Debra McDonald faces undervaluation and skepticism. Globally, the US leads for women-led businesses, growing by 100% between 2019-23, contributing $500 billion in revenue. Sweden and Poland outperform the UK with targeted strategies to improve access to finance. The Bill mandates transparency, expands outreach, sets targets, and requires a report on access to finance.

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